Financial and Insurance

Orthodontic fees are widely varied, depending on the severity of the problem and complexity of treatment. It is our goal to provide affordable, high quality care to anyone who can benefit from orthodontic treatment. When your diagnosis and treatment are discussed at the consultation appointment, we will also discuss financial arrangements and answer any further questions.

In a continued effort to make orthodontic treatment affordable, we offer several payment options, including third party financing and discounts to multiple family members and when payments are made in full. We also accept payments by Visa, MasterCard, discover and American Express.

Care Credit Information

CareCredit is a third party financing company that can help you get the healthy, radiant smile you've always wanted with low monthly payment plans. Unlike other credit plans, CareCredit offers special financing every time you use it. You can get your procedure sooner with the card designed for your health and beauty needs.

Apply today and you'll be smiling bright in no time. CareCredit offers Special Financing and low monthly payment options, no up-front costs, and no-prepayment penalties so you can show off that healthy, straight smile as soon as you're ready.

Applying for CareCredit is easy. Once you submit the one-page application, you'll have an answer immediately. If you prefer to apply over the phone, call CareCredit toll free at (800) 677-0718.

Click here to apply for CareCredit

Insurance Information

There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.

For your convenience, we will gladly assist you in submitting both predetermination and initial insurance claims pertaining to charges for care rendered in our office. However, please be aware our primary financial relationship is with our patients or their families and not with their respective insurance companies. Final responsibility for collection of benefits from your insurance company rests with the insured party. Our professional services are rendered and charged directly to the patient or their family and they are responsible for payment of all fees incurred.

Insurance Guidelines

Know what your benefits are before treatment starts. If you are not sure, contact your insurance company so you know exactly how much you can expect to be paid and when to expect payment. If desired, we will submit a pre-treatment claim for determination of benefits for you.

If you would like our office to submit claim forms prior to treatment, we ask you to provide us with the name, address, and telephone number of your insurance carrier as well as the appropriate forms. Please complete the insured or employee portion of your form and sign where indicated. We cannot render services on the assumption our charges will be paid by an insurance carrier.

For your convenience, we will accept payments from your insurance company assigned to us by the insured. Such payments will be credited accordingly to your account. If your company requires verification of continuing treatment, you may send them a copy of your cancelled checks or cash receipts. If your insurance carrier provides a form for verification of continuing treatment, we will be glad to complete the signature portion.

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